Want to know more about equity release?
Watch our two-minute that will explain how equity release could work for you.
Would you like to know more, call us on 0800 999 3339 or book a call back.
Richard has been voted ‘mortgage adviser of the year’ and won numerous industry awards.
Tom is an accredited later life Lending professional with The London Institute of Banking & Finance.
See how much you could release with our simple lifetime mortgage calculator.
"After having been badly let down by so called equity release “experts”, we contacted Richard Wylder and he managed the whole process efficiently and professionally. He was super helpful and informative, answered any queries we had and kept us upto date every step of the way.Would highly recommend! Thankyou Richard"
Homeowners aged 55 and over in Southampton can use equity release to unlock money from their property without selling or moving. By borrowing against the value of your home, you can receive a lump sum or withdraw funds as needed. Whether your mortgage is paid off or still outstanding, equity release gives you flexible access to your cash, with any remaining mortgage paid off from the released funds.
Absolutely. All equity release plans we offer are regulated by the Financial Conduct Authority (FCA) and meet the standards of the Equity Release Council. This guarantees you’ll never owe more than the sale value of your home, giving you and your loved ones peace of mind.
The money is yours to spend as you wish. Whether it’s upgrading your car, clearing debts, or simply enjoying a more comfortable retirement, equity release lets you make the most of life in Southampton.
Here are a few of the most common reasons people choose equity release.
Repaying
University or weddings At Equity Release and Mortgage Partnership Southampton, we’re committed to providing expert advice tailored to your individual circumstances. Whether you’re looking to unlock the value of your home or find the best mortgage deal, our experienced team will guide you through the process with clear and straightforward advice. Your financial security is our priority, and we’ll be with you every step of the way, offering professional service with a personal touch to help you build a secure future.
We’ll ensure you get the best advice, with our experienced consultants helping you choose the right equity release plan tailored to your needs.
From home improvements to boosting your retirement income, our equity release options are designed to help you achieve your financial goals.
You’re in safe hands, with complete transparency and protection thanks to our adherence to strict FCA regulations and Equity Release Council guidelines.
Here’s what to expect when you work with us for equity release, if you live in Southampton.
You get in touch for a no-obligation chat, either over the phone or face to face. Your adviser will explain how equity release works, answer initial questions, and check whether it could be suitable.
If equity release looks appropriate, your adviser will carry out a full assessment of your circumstances and recommend a plan tailored to your needs.
Your chosen lender will arrange an independent valuation of your home. This confirms the property value and the final amount you can release.
You’ll receive independent legal advice from a solicitor of your choice. They’ll explain everything in plain English and handle the legal side before completion.
Once everything is approved, your equity is released to you as a lump sum, smaller amounts, or a mix of both. You remain the owner of your home for life, with no mandatory monthly repayments.
You’re supported at every stage, and you’re free to stop the process at any time.
YOUR PROPERTY MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY DEBT SECURED ON IT.
Equity Release and Mortgage Partnership Ltd is directly authorised and regulated by the Financial Conduct Authority (FCA) and is entered on the financial services register http://register.fca.org.uk under reference 986900. Privacy Notice. Update cookies preferences.
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